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Recouping Your Cash
Now that the festive season is truly over, we are all falling back into our regular daily routines. This means that one of the things we will be focusing more on now is our finances. Recouping your cash when you
The huge hole we burn in our pockets over the holidays becomes apparent once we check our bank accounts. It is something which can really be a pain for us to recoup. This is why we have a few simple January money tips for recouping your cash!.
Thankfully, now that I’ve gotten better at saving for Christmas all year, our January month is not QUITE as scary financially.
To check out how we do this using Qapital, read my post here!
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Budget yourself strictly
It cannot be said enough how important it is to have a budget for your life in every aspect. From the food we buy to the data we use, it is important to live within our means and to set money aside.
Think about budgeting yourself a little more strictly this month to make up for the last few months of spending. For example, if you normally spend $100 on shopping, try to cut down to $80 by shopping bargains. Small changes like this can make all the difference to your wallet.
For some time now, I’ve been using Dave Ramsey’s Every Dollar website and app to budget and track our spending. It’s free and incredibly easy to use.
Simply tracking spending itself helped us spend less. Something about consciously logging each purchase actually helps you spend less.
Take on another job
If you want to make back a chunk of money, there are some simple jobs you can get from home. These will allow you to work in the mornings or evenings for a few hours and make some extra cash.
Take a look online at side jobs from home and you’ll be able to see a wealth of different options to suit many skill sets. Even if you only do this a few days a week it could make a big difference.
This is how I found VIPKid. I wanted a way to make some side income by working for just a couple of hours a day. It has been one of the best things I’ve done!
VIPKid is an online ESL program that allows you to be in charge of your schedule! Make $16-$22 an hour teaching at home!
Make use of big batch meals
In the winter one of the biggest expenses we tend to have is food. From gift baskets to boards of cheese this can become very costly very quickly.
After Christmas, you will likely have a lot of things leftover. If you have turkey in the fridge you can make some wonderful big batch meals. Big batch meals are great because they save money both by eating at home AND by saving energy. When you cook your meals in large batches, you cook less!
You could choose 1-3 meals for the whole week and live off them, hence having to buy fewer ingredients and spend less money. I just made a soup recipe that makes enough that we could probably eat it for breakfast, lunch, and dinner for a week. We freeze a lot of it and eat it throughout the week!
Find free entertainment
Now that the festive season is over you no longer have activities and dates planned in your diary, and if you have kids especially this can be a nightmare.
Children can be monkeys when they are bored and if you have no money to take them out it can feel like an impossible task to entertain them. Luckily, you can still do all kinds of free activities! Movie
Avoid the sales
January sales are almost too good to resist… almost. Recouping your cash will be impossible if you are still spending like you are Christmas shopping.
It is much better to avoid the sales unless you NEED something because sales usually pull us into buying things we don’t need or really want.
Make sure to use cashback apps when you DO shop to try to save more! I really love Ebates for online
Use this link to receive $10 with your first qualifying purchase!
Start Preparing for Next Year!
Really the best thing to do is to avoid overspending around the holidays altogether! As I mentioned before, my husband and I like to set money aside monthly for our Christmas budget using Qapital.
Find a way to prepare for the holidays that works for your family and keeps the holidays stress-free. When there is preparation before the holidays there is a lot less recouping your cash afterward!
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Oh man, I think a lot of us would need some tips from this post, especially after all of the holiday spending. Budgeting a bit stricter help because the savings add up! I like the idea of big match meals. So much cheaper to make a bigger batch than 5 different meals. Thanks for sharing these tips.
Nancy ♥ exquisitely.me
I’m glad you enjoyed it and found it helpful!
My biggest problem is getting sucked into all the after holiday sales and buying things I don’t need. These are all really great ideas to keep the budget on track.
Yes! My husband is the same way! He has a really hard time saying no to a sale even if it’s something we really don’t need.
These are great ideas! I love making big batch meals! Also, avoiding the sales….so important! Thank you for this post!!! 🙂
I’m glad you liked it! Thank you for commenting!
Wow, all great ideas! I love that you mention the January sales because it’s hard to say no to deals but you are right, it is usually stuff we don’t need!
Yes! It’s such a struggle!
Sticking to a budget at Christmas is the best option but if not these tips are great! I love big batch meals for both their money saving ability & the amount of time they help me save.
Absolutely! Budgeting and saving is the most important thing to do for holidays!
Wonderful idea!!I really like putting money aside all year long to save up for Christmas. I also like buying Christmas gifts whenever I see the perfect gift, even if it’s in January! This helps to make the Christmas season much less stressful. 🙂
Since I’ve started setting money aside monthly, Christmas is so easy for us!
Avoiding the sales is such a big one. I am a SUCKER for a sale, especially kids clothes! So, after the holidays I find myself still spending like I am stocking up again. I have to force myself to step back and stop.
Yes. My husband is the one of us that can’t pass up a sale. All the sudden he can’t live without a million things.
I love that you caught that! I purposely call it a paycheck instead of “allowance.” I feel like allowance applies they get it for just existing which just isn’t how it works in real life.
Great post! Thanks for the easy to implement reminders and strategies:)
Really great ideas, thank you. I am really trying to get myself on a better budget for sure this year. This is great!
I’m glad it was helpful! The biggest thing for us was budgeting throughout the year. It made such a huge difference!
Love these tips ! I’m going to use these to build my cash back. I’m already on a fixed income so this is great. Thanks for the info.
I’m so glad you liked it!
[…] feed, bills to pay, you must ensure you get the best deal you can. With that in mind, here are six money-saving tips to help you […]
Love these tips! I have the EveryDollar app on my phone, but I’ve yet to set it up. I really need to get moving if I want to kick the debt in 2019.
Ah I love it. I like that it’s free and does what a lot of apps charge for. They do have a premium version but we’ve been doing well with the free one. You got this!
Thank you so much for the information. It is very helpful as I am semi-retired and any advice on saving or cutting corners is great.
Avoiding the sales is a huge one! I had to unsubscribe from everything so that I wouldn’t be tempted to go shopping in January!
Great tips! The free entertainment was my favorite, I live in a small town and there’s always something going on. Will definitely be following on these events from now on!